I used to be an Armed Courier and would regularly carry 2 G17's and a 2" snub in my body armor and cover it all with a photo vest. I have carried my G35 in an inside the pants holster before. I was carrying so much cash I was thinking of getting a 3 shot pump SBS because a couple of the companies couriers in NJ were hit and had to shoot it out with multiple BG's.
I have been carrying a 1911 for some time. Shorts (with a belt) and all. It works great with a good belt and holster which one should demand of his equipment anyways.